God indicts the entire nation for its covetousness. A major reason why coveting is so dangerous is shown by our credit system, which is based on the premise of possessing something before one is actually able to afford it.

In this profit-producing scheme, advertising is credit's companion. The marketer's purpose is to speed up the business, possession, and profit cycle. However, in reality over the long haul, credit actually slows things down and makes items more expensive because the credit must be paid for through interest in addition to the item's original price. It also creates greater debt, enslaving the debtor to the creditor. This same principle is at work in every other unlawful act of which coveting is a part.

Who will listen to this reality? Through America's almost insanely massive and ever-growing indebtedness, God is demonstrating that people simply will not heed either sound human or divine advice because their minds are driven by the desire to have whatever it is that they want right now. It has a grip on the heart so strong that nothing yet has been able to break it.

This tenacious hold is why tithing comes as such a shock when people learn that God requires it. Many are living way over their heads. When they learn of tithing, the penalty for their earlier stealing from God greatly influences current spending. They must then learn to pay in adversity, sacrificing as they go on in obedience.